ACA Marketplace Model Notice

by David Mordo
ACA Marketplace

As per the guidance in the Affordable Care Act (ACA), employers are required to provide all new hires with a written notice regarding the ACA's health insurance marketplaces, also known as exchanges. The employer must provide the exchange notice to each employee, regardless of their enrollment status as part-time or full-time.

The Department of Labor (DOL) recently issued updated versions of the notices. These notices also contain information regarding the availability of a premium tax credit (PTC). It is important to note that employers must also explain that employees may lose their employers’ nontaxable contribution to health benefits if they elect to obtain coverage through the Marketplace.


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