California

Employers with 2 to 19 employees.
For employers with 20 or more employees and fully insured medical plans, CalCOBRA may extend continuation coverage for up to 36 months. Cal COBRA extension does not apply to dental and vision plans. 

Any individual who is an enrollee in a group health plan on the day before a qualifying event.

  • Termination (except for gross misconduct)
  • Reduction in hours
  • Divorce or legal separation
  • Loss of dependent status
  • Employee enrolls in Medicare
  • Employee dies

36 months. This can be 36 months of Cal- COBRA alone or 18 months of federal COBRA followed by 18 months of Cal- COBRA.

110% of the premium; 150% after the first 18 months of continuation coverage for disability.

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