Employers with fewer than 20 employees

Employees and dependents

  • Employee's death
  • Termination (except termination for gross misconduct) or reduction in hours
  • Divorce or legal separation
  • Employee becoming entitled to Medicare
  • Loss of dependent child status
  • A retiree or the spouse or child of a retiree losing coverage within 1 year before or after the employer's bankruptcy

18 months; 29 months for disability

115% of the premium;
150% of the premium during 11-month disability extension

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